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No problem! Many coin dealers offer a layaway plan to get that long-desired coin in your hands.
Not every coin dealer offers a layaway plan. Those that do may have their own unique policy, but it’s common to see a plan where you pay 1/3 down and 1/3 each month until the coin’s paid off about 3 months after your first payment.
Note that many coin dealers extend this plan only for collectible coins and certain investment coins. Bullion coins are often either excluded or limited on a layaway plan.
Be sure to shop around for coin dealers offering a layaway plan. And don’t forget to ask about such a policy, too. Sometimes coin dealers will offer layaway to you if you ask or are making a big purchase.
I’m the Coin Editor here at TheFunTimesGuide. My love for coins began when I was 11 years old. I primarily collect and study U.S. coins produced during the 20th century. I’m a member of the American Numismatic Association (ANA) and the Numismatic Literary Guild (NLG) and have won multiple awards from the NLG for my work as a coin journalist. I’m also the editor at CDN Publishing (a trusted source for the price of U.S. rare coins), editor at the Florida United Numismatists Club (FUN Topics magazine), and author of Images of America: The United States Mint in Philadelphia (a book that explores the colorful history of the Philadelphia Mint). I’ve contributed hundreds of articles for various coin publications including COINage, The Numismatist, Numismatic News, Coin Dealer Newsletter, Coin Values, and CoinWeek. I’ve also authored nearly 1,000 articles here at The Fun Times Guide to Coins (many of them with over 50K shares), and I welcome your coin questions in the comments below!