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Wondering if you should get coin insurance to keep your coin collection safeguarded? If your homeowners insurance doesn’t cover your collectibles (most do, up to a certain limit), then you may want to buy a separate coin insurance plan for your most valuable coins. Here, coin experts will help you determine if you need coin insurance, what type of coin insurance is best for you, and how to find reputable coin insurance companies. Before insuring the valuable coins in your possession, you will probably need to get a coin appraisal — so you’ll know exactly what your coins are worth.